BEFORE YOU SIGN UP FOR YOUR HEALTH INSURANCE ...,STOP FOOLING YOURSELF INTO "BELIEVING" IN GETTING OUTPATIENT COUNSELING THROUGH YOUR INSURANCE IS HIGHER QUALITY AT A LESSER COST TO YOU!
THE OPPOSITE IS TRUE . . .
You pay 3 times for 1 session when you use insurance:  A premium EACH PAYDAY  This continues until you reach your annual deductible which you may NEVER reach  You always make a co-pay for each session until MAXIMUM ANNUAL OUT-OF-POCKET ANNUAL DEDUCTIBLE IS (AGAIN IS RARELY OR NEVER) REACHED :/!!!
ANSWER FOR BEST BENEFIT FOR COUNSELING TO YOU? - Buy least expensive health insurance, negotiate & pay your professional Counselor/Life Coach for his/her fees for direct services. Insurance is for CATASTROPHIC, MAJOR MEDICAL OR HOSPITALIZATION - NOT USUALLY OUTPATIENT OR REGULAR, ROUTINE, INTERMITTENT OFFICE VISITS!
Pay my hourly fee starting 1/1/20 of $150.00 or half hour fee of $80.00 through your FREE PayPal Account: